ProjectionLab vs New Retirement
New Retirement (now rebranded as Boldin) and ProjectionLab are the two most powerful DIY retirement planning platforms available today. Both go far beyond simple calculators, offering Monte Carlo simulations, tax optimization, and scenario comparison. But they differ in philosophy: ProjectionLab prioritizes mathematical rigor and privacy, while New Retirement focuses on planning comprehensiveness with 250+ financial variables and AI coaching. For self-directed investors, this is the most consequential tool choice you'll make.
TL;DR — Quick Verdict
ProjectionLab → wins this comparison with a score of 52 vs 47. Mathematically-minded investors who want the most rigorous simulation engine with complete data privacy. New Retirement (Boldin) is better if you need: people with complex financial situations needing 250+ variables, ai coaching, and account syncing.
Quick Facts — ProjectionLab vs New Retirement (Boldin)
Categories compared: Simulation Engine, Planning Comprehensiveness, Privacy & Security, Tax Optimization, Ease of Use, Long-Term Value. Analysis by the Velocity AI Insights editorial team. Last updated 2025-06-23.
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ProjectionLab
Mathematical Rigor Meets Privacy
Basic free. Premium $129/year. Lifetime $1,199 one-time. Pro $549/year for advisors. International tax support included.
Best For
Mathematically-minded investors who want the most rigorous simulation engine with complete data privacy
Strengths
Weaknesses
New Retirement (Boldin)
Most Comprehensive DIY Planning Platform
Basic free (100+ inputs). PlannerPlus $144/year with 250+ variables and full suite. Boldin Advisors $3,200 flat fee for CFP review. 14-day free trial.
Best For
People with complex financial situations needing 250+ variables, AI coaching, and account syncing
Strengths
Weaknesses
Feature-by-Feature Comparison
Scores out of 100 based on capability depth, market feedback, and implementation quality.
52
Total Score
ProjectionLab wins 5 points
47
Total Score
Ready to Try ProjectionLab?
ProjectionLab scored 52 vs 47 — mathematically-minded investors who want the most rigorous simulation engine with complete data privacy.
Not Sure Yet?
See all 6 tools compared — Best Retirement Planning Tools
Side-by-side pricing, features, and our #1 pick
Detailed Analysis
Our Verdict
Based on hands-on analysis across 6 categories by the Velocity AI Insights editorial team.
ProjectionLab wins for mathematically-minded investors who want the most rigorous simulation engine and complete privacy. New Retirement (Boldin) wins for people with complex financial lives — multiple income streams, rental properties, or phased retirement plans. If your financial situation is straightforward, ProjectionLab's cleaner interface and lifetime pricing make it the better value. If you need 250+ variables to model your complexity, New Retirement is worth the annual premium.
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