Gusto vs QuickBooks Payroll
Both Gusto and QuickBooks offer payroll for small businesses, but they approach it differently. Gusto is purpose-built for payroll and HR, while QuickBooks Payroll is an add-on to the accounting platform. Let's determine which delivers better value.
Gusto
The Easiest Payroll for Small Businesses
Simple $49/mo + $6/person, Plus $80/mo + $12/person, Premium $180/mo + $22/person. Unlimited payroll runs.
Best For
Small businesses wanting all-in-one payroll, benefits, and HR
Strengths
Weaknesses
QuickBooks Online
Accounting + Payroll in One Platform
Core Payroll $50/mo + $6.50/employee, Premium $88/mo + $10/employee, Elite $134/mo + $12/employee. Add-on to QBO subscription.
Best For
Businesses already using QuickBooks for accounting wanting integrated payroll
Strengths
Weaknesses
Feature-by-Feature Comparison
Scores out of 100 based on capability depth, market feedback, and implementation quality.
51
Total Score
Gusto wins 5 points
46
Total Score
Detailed Analysis
Standalone vs. Integrated Approach
Gusto is a standalone payroll platform that integrates with accounting software. QuickBooks Payroll is an add-on to QuickBooks Online. If you already use QuickBooks for accounting, the integration is seamless. If you use Xero or another platform, Gusto is the clear choice.
Benefits and HR
Gusto significantly outshines QuickBooks in benefits administration. Health insurance, 401(k), workers comp, and HR tools are all built-in. QuickBooks Payroll focuses primarily on payroll and tax compliance.
Our Verdict
Choose QuickBooks Payroll if you already use QuickBooks Online and want seamless accounting-payroll integration without managing separate platforms.